Get Instant Personal Loan up to ₹2 lakhs

​Introducing Lenditt: Your Ultimate Personal Loan Solution​

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Are you searching for a quick and hassle-free way to secure a personal loan of up to ₹2 lacs? Look no further! Lenditt, the innovative loan app by Lenditt Innovations & Technologies Private Limited, is here to redefine your lending experience.

Whether you’re planning a dream vacation, managing unforeseen expenses, upgrading your home, or pursuing any personal endeavor, Lenditt ensures that financial constraints don’t hold you back.

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Benefits that make Lenditt one of the Best Online Personal Loan Apps in India:

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• ​Instant Loan Approval: Need funds urgently? Lenditt's instant loan approval, ensures you receive the financial support you need within minutes

• Flexible Loan Option: If you are looking for a personal loan online, Lenditt is the ideal solution for you to provide cash loans up to ₹ 2,00,000/-

• Easy Application Process: Applying for a personal loan with Lenditt’s intuitive online loan application process enables you to apply online with minimal effort

• Trusted and Reliable: Lenditt is a name you can trust. As an RBI-registered online loan app, we adhere to the highest standards of integrity and security

• Flexible Repayment Plans: Everyone's financial situation is unique. That's why Lenditt offers flexible repayment plans that suit your individual needs

• Lowest Interest Rates: At Lenditt, we offer some of the most competitive interest rates in the market.

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Features of Lenditt:

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• ​Loan Amount: ₹10,000 - ₹2 lacs

• Quick Turn-around time: Under 5 minutes

• Repayment Tenure: 120 Days to 180 Days

• 100% Paperless loan application

• No guarantors or collateral

• No Subscription or upfront Fees

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APR Disclosure:

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• Interest Rates: starts from 28 % per annum

• Processing & Other Applicable fees: 5% to 6.5% of the loan amount (This may vary based on your risk profile)

• Documentation charges of 1%

• ₹200 for online convenience fees

• Bounce charges: ₹500 + GST as applicable

• Minimum APR - 26% Maximum APR - 60%

• Please note that GST charges will be added to the process fees, document charges, online convenience fees.

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Eligibility Criteria:

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• Working Professionals with Stable income

• Above 21 years

• Minimum take home income of 25,000 Per Month

• Aadhaar & PAN Card Verification

• Bank Account where income gets deposited monthly

• All borrowing should be in good standing

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Illustrative Calculation: 

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• Loan amount: ₹30,000 with a 28% annual interest rate.

• Loan Duration: 180 Days

• Total interest on the personal loan: ₹4,104

• Processing fees (5% of the loan amount) + Documentation charges (1% of the loan amount) + Online convenience = ₹2,000

• Total Deductions (Processing fees + Documentation charges + Online convenience + GST): ₹2,360

• Net Disbursed Amount: Loan Amount - Total Deductions = ₹27,109

• Total Repayable Amount (Loan Amount + Interest): ₹34,104

• PF +DC + GST are deducted upfront during the loan disbursal.
   

*Note: This is an indicative calculation, interest and other charges vary based on your profile.