Get Instant Personal Loan up to ₹3 lakhs

​Introducing Lenditt: Your Ultimate Personal Loan Solution​

​

Are you searching for a quick and hassle-free way to secure a personal loan of up to ₹3 lacs? Look no further! Lenditt, the innovative loan app by Lenditt Innovations & Technologies Private Limited, is here to redefine your lending experience.

Whether you’re planning a dream vacation, managing unforeseen expenses, upgrading your home, or pursuing any personal endeavor, Lenditt ensures that financial constraints don’t hold you back.

​

Benefits that make Lenditt one of the Best Online Personal Loan Apps in India:

​

• ​Instant Loan Approval: Need funds urgently? Lenditt's instant loan approval, ensures you receive the financial support you need within minutes

• Flexible Loan Option: If you are looking for a personal loan online, Lenditt is the ideal solution for you to provide cash loans up to ₹ 3,00,000/-

• Easy Application Process: Applying for a personal loan with Lenditt’s intuitive online loan application process enables you to apply online with minimal effort

• Trusted and Reliable: Lenditt is a name you can trust. As an RBI-registered online loan app, we adhere to the highest standards of integrity and security

• Flexible Repayment Plans: Everyone's financial situation is unique. That's why Lenditt offers flexible repayment plans that suit your individual needs

• Lowest Interest Rates: At Lenditt, we offer some of the most competitive interest rates in the market.

​

Features of Lenditt:

​

• ​Loan Amount: ₹10,000 - ₹3 Lakhs

• Quick Turn-around time: Under 5 minutes

• Repayment Tenure: up to 365 days (12 months)

• 100% Paperless loan application

• No guarantors or collateral

• No Subscription or upfront charges

​

APR Disclosure:

​

• Interest Rates: 28% to 36.5% per annum

• Processing & Other Applicable charges: 5% of the loan amount (This may vary based on your risk profile)

• Documentation charges of 1%

• ₹200 for online convenience charge

• Bounce charges: ₹500 + GST as applicable

• Minimum APR - 26% Maximum APR - 60%

• Please note that GST charges will be added to the processing charge, document charges, online convenience charge.

​

Eligibility Criteria:

​

• Working Professionals with Stable income

• Age 21 to 55 years

• Minimum take home income of 20,000 Per Month

• Aadhaar & PAN Card Verification

• Bank Account where income gets deposited monthly

• All borrowing should be in good standing

​

Illustrative Calculation: 

​

• Loan amount: ₹30,000 with a 28% annual interest rate.

• Loan Duration: 180 Days

• Total interest on the personal loan: ₹4,104

• Processing charge (5% of the loan amount) + Documentation charges (1% of the loan amount) + Online convenience charge = ₹2,000

• Total Deductions (Processing charge + Documentation charges + Online convenience charge + GST): ₹2,360

• Net Disbursed Amount: Loan Amount - Total Deductions = ₹27,109

• Total Repayable Amount (Loan Amount + Interest): ₹34,104

• PF +DC + GST are deducted upfront during the loan disbursal.
   

*Note: This is an indicative calculation, interest and other charges vary based on your profile.