Get Instant Personal Loan up to ₹2 lakhs

• Interest Rates: starts from 28 % per annum

• Processing & Other Applicable fees: Starts from 6.5% of the loan amount (This may vary based on your risk profile)

• Documentation charges of 1%

• ₹200 for online convenience fees

• Bounce charges: ₹500 + GST as applicable

• Minimum APR - 26% Maximum APR - 60%

• Please note that GST charges will be added to the process fees, document charges, online convenience fees.

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Illustrative Calculation: 

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• Loan amount: ₹30,000 with a 28% annual interest rate.

• Per day interest rate is 0.076%

• Loan Duration: 180 Days

• Total interest on the personal loan: ₹4,104

• Processing fees (6.5% of the loan amount) + Documentation charges (1% of the loan amount) + Online convenience = ₹2,450

• Total Deductions (Processing fees + Documentation charges + Online convenience + GST): ₹2,891

• Net Disbursed Amount: Loan Amount - Total Deductions = ₹27,109

• Total Repayable Amount (Loan Amount + Interest): ₹34,104

• PF +DC + GST are deducted upfront during the loan disbursal.