# Lenditt-India
> Lenditt is a digital lending platform offering instant personal loans to Indian citizens aged 21–55. The platform provides a 100% digital, paperless application process, with loan amounts from ₹10,000 to ₹3 Lakhs and disbursal within 15 minutes. Lenditt also offers medical, travel, and consumer durable loans, plus a broader financial ecosystem including digital gold & silver investment and health & wellness plans.

## Homepage
- [Home](https://www.lenditt.com/)

## Key Pages
- [Personal Loan](https://www.lenditt.com/personal-loan)
- [Digital Gold & Silver](https://www.lenditt.com/)
- [Blog / Resources](https://www.lenditt.com/post/everything-know-about-lenditt-application-process)

## Eligibility
- Indian citizen with valid Aadhaar & PAN
- Age: 21–55 years
- Salaried professional with ₹20,000+ monthly income, or self-employed
- Active bank account for salary deposits
- Minimum credit score: 680+ (though low credit score applicants may still be considered)

## Loan Details
- Loan amount: ₹10,000 – ₹5,00,000
- Interest rate: starts from 28% per annum
- Disbursal time: within 15 minutes of approval
- Repayment tenure: 3 month to 18 months
- Processing charge: 5% of loan amount
- Process: 100% digital, paperless, no collateral required

## How to Apply
1. Download the Lenditt App (Play Store / App Store)
2. Sign up with your mobile number
3. Provide PAN and Aadhaar to check eligibility
4. Upload KYC documents (ID, address proof, PAN, bank statements)
5. Select from eligible loan offers
6. Funds disbursed directly to your bank account

## Frequently Asked Questions
Q: How fast can I get a loan approved and disbursed?
A: Loan approval and disbursal can happen within 15 minutes of completing the digital application and KYC process.

Q: What documents are required?
A: Aadhaar card, PAN card, bank statements, and KYC documents for identity and address verification.

Q: Can I apply with a low credit score?
A: Yes, applicants with lower credit scores may still be considered, though loan terms may vary based on risk profile.

Q: Are there hidden charges?
A: No. Lenditt charges a processing charge of 5% of loan amount plus applicable GST, disclosed upfront before disbursal.

Q: Who provides the loan — is Lenditt a direct lender?
A: Lenditt operates as a Loan Service Provider (LSP), in partnership with registered NBFC/lending partners. 

## Contact
- Email: support@lenditt.com
- Phone: +91 7862839654
- Address: Times Corporate Park, Thaltej, Ahmedabad – 380059

## AI Agent Access

This site is powered by Wix and supports the Model Context Protocol (MCP)
for agentic AI access. AI agents can connect directly to retrieve live,
up-to-date site content - no scraping required.

## Available MCP Tools

### GetBusinessDetails
Retrieves business and site details such as timezone, email, phone, and address.
- No parameters required.

### SearchInSite
Searches the site for information.
- **searchTerm** - The term to search for in the site.

### SearchSiteApiDocs
Retrieves the API documentation for the Wix business solutions installed on
this site, and informs the AI client how to use the APIs. Use this tool for
querying products and services (instead of SearchInSite).
- **searchTerm** - The term to search for in the site API documentation.

### GenerateVisitorToken
Creates a new visitor session and obtains a visitor access token for the site.
Must be called before making any CallWixSiteAPI request if no visitor token
is already available in context.
- No parameters required.

### CallWixSiteAPI
Calls API methods on the site to perform actions on a visitor's behalf,
such as querying site data, booking an appointment, or starting a purchase.
- **visitorToken** - Visitor access token. Use GenerateVisitorToken first if not available.
- **url** - Absolute URL of the API method to call (e.g. https://www.wixapis.com/...). Retrieve using SearchSiteApiDocs.
- **method** -  HTTP method to use for the API call.
- **body** -  Request body as a valid JSON string.

### ReadFullDocsArticle
Fetches a complete article from the Wix developer documentation portal.
- **articleUrl** -  URL of an article in the Wix developer documentation portal.

### ReadFullDocsMethodSchema
Fetches the full schema for a Wix API method. Should be called before
calling the actual method via CallWixSiteAPI.
- **articleUrl** - URL of the reference article for the Wix API method.

## What Visitors Can Do via AI + MCP

- Get business details (contact info, location, hours)
- Discover products and services on offer
- Book services and make reservations
- Start a purchase and be directed to the site to complete checkout
- Ask questions and get relevant answers without having to browse the site

## Notes

- No authentication required to connect to the MCP endpoint
- Only public information accessible on the site is available
- Content is always live and up to date
- To receive tool updates, implement a tools/list call upon receipt of a tool update notification